💰 Tip Calculator with Bill Split
Use this free tip calculator to find the tip amount, total bill, and cost per person in seconds.
Enter your bill, choose a tip percentage, and select how many people are paying. The calculator handles the arithmetic, so nobody has to do awkward table-side math.
Select the United States or Canada to display results in USD or CAD. It is useful for restaurants, bars, hotels, delivery services, salons, taxis, and group travel expenses.
🧮 Tip and Bill Split Calculator
Enter the bill, tip percentage, and number of people to see the results instantly.
Tip Amount
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Total After Tip
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Amount Per Person
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Financial disclaimer: This calculator is for informational purposes only and does not provide financial, tax, legal, loan, or investment advice. Actual results may vary depending on lender terms, tax rules, fees, deductions, and personal circumstances.
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📘 How the Tip Calculator Works
Enter the bill amount, choose a tip percentage, and select the number of people sharing the check.
The calculator multiplies the bill by the tip rate to find the gratuity. It then adds the tip to the bill and divides the total evenly between everyone in the group.
In plain language, enter what the bill says, choose how much you want to tip, and the calculator shows the final total and what each person should pay.
🎯 When to Use This Calculator
- 🍽️ Calculate a restaurant tip
- 👥 Split a bill evenly between friends
- ✈️ Manage dining and travel expenses
- 🚚 Estimate tips for delivery services
- 💳 Check a suggested tip percentage
- 💰 Estimate the full cost before paying
🧮 Tip and Bill Split Formulas
Tip Amount = Bill Amount × (Tip Percentage ÷ 100)
Total After Tip = Bill Amount + Tip Amount
Amount Per Person = Total After Tip ÷ Number of People
💡 Example: 20% tip on an $80 bill
The same calculation engine used by the interactive tool estimates a tip of $16.00, a total after tip of $96.00, and an equal unrounded share of $24.00 per person.
💡 Choosing a Tip Percentage
There is no single tip percentage that is correct for every situation. The amount may depend on local customs, service type, service quality, personal preference, budget, and whether a service charge is already included.
Percentages such as 15%, 18%, and 20% are often compared for North American restaurant bills, but they are not universal requirements.
Before adding a tip, check the receipt for terms such as service charge, gratuity, automatic gratuity, service included, or hospitality fee.
🌎 Tipping in the United States and Canada
🇺🇸 United States
Tipping practices vary by service type, location, and personal preference. Restaurant receipts and payment terminals may suggest percentages, but you can enter your preferred rate within the calculator’s supported range. Check whether a service charge or automatic gratuity has already been added.
🇨🇦 Canada
Canadian tipping practices also vary by service and location. Select Canada to display results in CAD, enter your preferred percentage, and check the bill for an included gratuity or service charge before adding another tip.
⚠️ Important Accuracy Note
The calculator applies the bill amount, tip percentage, and number of people you enter. The per-person result assumes an equal split.
Your actual payment may differ because of taxes, discounts, automatic gratuity, service charges, unequal orders, or payment rounding. If people ordered very different amounts, an itemized split may be fairer. When an equal split does not divide evenly to the cent, the group must decide how to assign the small rounding difference.
📚 Method, Sources, and Review
Method: Tip = bill × entered tip percentage ÷ 100. Total after tip = bill + tip. The unrounded total is divided equally by the whole number of people before currency display rounding.
Calculation version: Tip Calculator V2
Last reviewed: August 15, 2026
Maintained by: FigureNorth Editorial Team
Review status: Equal-split planning calculator; tipping customs, taxes, and service-charge rules may differ.
IRS — Tip recordkeeping and reporting · CRA — GST/HST special cases
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❓ FAQ
🍽️ How do I calculate a restaurant tip?
Multiply the bill amount by the tip percentage written as a decimal. For example, a 20% tip on a $50 bill is $10. Add the $10 tip to the original bill for a total of $60.
🔢 How much is a 15% tip?
Multiply the bill by 0.15. For example, a 15% tip on a $40 bill is $6, making the total after tip $46.
📊 How much is an 18% tip?
Multiply the bill by 0.18. For example, an 18% tip on a $75 bill is $13.50, making the total after tip $88.50.
💡 How much is a 20% tip?
Multiply the bill by 0.20. A quick mental shortcut is to find 10% by moving the decimal one place to the left, then double it. For example, 20% of $65 is $13.
👥 How do I split a bill with the tip included?
First add the tip to the bill, then divide the total by the number of people paying. For example, a $100 bill with a $20 tip equals $120. Split between four people, each person pays $30.
🧾 Does the amount per person include the tip?
Yes. The per-person result divides the bill plus the tip by the number of people, so each person’s share includes an equal portion of the gratuity. When the total cannot be divided evenly to the cent, one or more payments may need a small rounding adjustment.
💳 Should I calculate the tip before or after tax?
Many people calculate a tip from the pre-tax subtotal, while others use the final after-tax amount for convenience. Enter the pre-tax subtotal if you do not want to tip on tax, or enter the after-tax amount if that is your preference.
🌎 What tip percentage should I use?
There is no single percentage that applies everywhere. The amount may depend on local customs, service type, service quality, personal preference, budget, and whether a service charge or automatic gratuity is already included.
⚖️ What is the difference between a tip and a service charge?
A tip is generally a voluntary amount selected by the customer. A service charge or automatic gratuity is added by the business. Their legal treatment and distribution can vary, so check the bill or ask the business before adding another tip.
🍽️ Can I split the bill if everyone ordered different amounts?
This calculator divides the total evenly and works best when everyone agrees to equal shares. If people ordered very different amounts, calculate each person’s items separately and assign an appropriate share of the tip.